
West Virginia homeowners insurance can help protect your family and home from damage. West Virginia homeowners' insurance protects against fire, theft and wind damage. You should know how much homeowners insurance costs in West Virginia and what you can do to get the lowest rates.
Homeowners Insurance Prices in WV
In West Virginia the average cost of homeowner's insurance is $1,499 annually or approximately $125 monthly. Prices may vary by zip code or city. Use a home insurance tool such as Policygenius if you want the most accurate quote.
Best Homeowners Insurance Plans in West Virginia for Military Families
MoneyGeek has analyzed thousands quotes to identify the top homeowners insurance companies in West Virginia for military families. These companies have high MoneyGeek ratings, good service reviews and affordable policies.

USAA – The Best Homeowners Insurance Company for Veterans of West Virginia
This insurer provides a range of policies at affordable prices that cover personal property and liability. It also caters to the needs of current and ex-military members.
Erie is the most affordable home insurance company in West Virginia
When looking for the most affordable home insurance in West Virginia, Erie has the lowest rates across all of the insurers we reviewed. Erie offers discounts when you bundle your home and car insurance policies, install an alarm system to protect against burglary or fire, and add a ridesharing feature to your auto insurance policy.
You can get an insurance quote for your home in West Virgina
Your homeowners' insurance costs are determined by a number of factors. This includes the size and age your home, the location of your property, your coverage choices and deductibles, as well as your personal risk profile. A home insurance agent can provide a detailed quote for you and will assist you in determining which policies are right for you.
State Farm Insurance Company - The Best Homeowners Insurance Company of West Virginia
The homeowners insurance deductible is responsible for a large part of the homeowners insurance cost in West Virginia. A higher deductible means that you'll pay more out-of-pocket for any claims you make, but it will also reduce your monthly premiums.

You should also compare the homeowners insurance rates of different providers to determine the one that is most affordable in your specific situation. This will make sure that your West Virginia home, and family, are covered.
Choose the right insurance for your West Virginia home
West virginia homeowners know there are many hazards that can affect their property at any time of the year. Winter storms or severe weather conditions can cause major damage to your property.
There are many choices when it comes time to purchase homeowners insurance in West Virginia. No matter if you live near Fairmont or Welch - you'll find the perfect homeowners insurance policy for you.