AIG Insurance Travel, which was previously called Travel Guard, has been developed by American International Group, Inc. It covers medical expenses for travelers in case of illness or injury. It covers missed and delayed connections, baggage delays, as well as emergency evacuation. To ensure you are fully protected, it is important to know what coverage your policy covers.
Coverage for COVID-19 related illness
AIG policies may allow you to receive medical coverage for the COVID-19 pandemic. AIG also offers additional benefits like emergency medical coverage and trip cancellation and interruption coverage. These can help you deal with an unexpected emergency situation abroad and not have to worry about getting a plane ticket home.
You should contact your provider regardless of whether or not your insurance covers COVID-19. They will be able to provide all the information and documents necessary to get you the treatment you require. To ensure that you are covered, you should read your policy.
Missing connection
Missed connections could be caused by a variety reasons, such as mechanical issues or inclement conditions. A missed connection policy will reimburse you for any unused tickets, as well as other travel expenses. This coverage will not only provide financial protection but can also help you find alternate transportation options if your plane experiences mechanical problems.
Although many insurance companies cover missed connections, you need to verify that your policy provides coverage. The level of coverage can vary widely between plans.
Baggage delay
Baggage delay cover provides financial assistance in the event of a delay in the arrival of your luggage. It covers personal items like clothes, toiletries, or other necessities. It will reimburse you up to the policy limit. This usually amounts to $500 to $1,000. You must provide receipts of purchases while you wait for your luggage in order to file a claim. A deductible may be applicable to your claim.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. Your baggage delay coverage will not cover delayed or lost bags that are returned after a 12-hour period. Before you buy anything, review your policy to ensure that baggage delay benefits are included.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. The company offers additional services such as a Wedding or Pet Bundle and Incontinence Bundle, which cover closed attractions or the cost to rent a vehicle.
These plans cover air evacuation and medical transport. They are very useful when traveling to remote areas that don't have access to medical treatment. You also have the option of repatriation insurance for the relatives of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Some plans also cover delayed or lost baggage