There are many options available if you are searching for the best private health insurance. It is possible to search online for information about the best plan. You don't need to spend a lot, as there are many options. You will also be able find affordable rates without having to spend a lot of your time.
Anthem
Anthem is a well-known health insurer and one of the leading three in the individual market. It is currently present in nine states. However, its plans for health insurance differ from one another. Anthem's name is often associated to individual health insurance plans. However Anthem also offers insurance through its subsidiaries. Anthem plans are sometimes known as HMOs in some states. They may also be known as Compcare or Empire plans in some states.
The consumer reviews of Anthem individual health insurance have been mixed. Anthem has a low customer satisfaction rating, which is why the Better Business Bureau rates it an F. Anthem was also cited for twice the number of denied claims than the industry average. Anthem has resolved 61 complaints during the past three years. The majority of them were billing-related and denied claims.
Anthem offers various individual health insurance plans. These range from basic coverage to high risk plans. This makes Anthem a great choice for anyone looking for affordable coverage. Some customers found the high-deductibles excessively expensive.
Anthem offers many Medicare plans in addition to individual health insurance. These plans include critical illness, hospital recovery and accident plans. These policies offer coverage for prescriptions as well as deductibles. They are also available in some states. Many Anthem health plans include vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield offers affordable health insurance that is available to individuals. Blue Cross Blue Shield Association has a BlueSelect Health Plan that provides health insurance. It meets all requirements under the Affordable Healthcare Act. BlueSelect can be purchased through Health Insurance Marketplace.