The current system of visitors insurance only covers a handful of services and is dependent on a restricted number insurance companies. These plans are more costly than domestic insurance, and they are not available all year. Visitors to the U.S. could be in the country for any duration, not just for short periods.
USA-HealthCare
Visitors to the United States are covered by the Visit USA HealthCare insurance plan. These plans offer pre-defined health benefits and emergency service for up to 364 Days. You can access treatment from any U.S. doctor or hospital during this period. USA HealthCare offers three levels, including individual and family plans.
Prices for individual health insurance plans differ. Many policies are affordable depending on how much coverage they offer. Pre-existing medical conditions may be a factor. It is important to find the right insurance plan for you.
Liaison Travel Choice
Liaison Travel choice insurance for visitors covers a wide array of medical needs. It is available to both individuals and families that travel abroad. The plan also covers unmarried dependent children. It also pays up to $30,000 for covered medical expenses. Emergency medical evacuation is also covered by the insurance. Liaison Travel Choice offers coverage for trips lasting anywhere from 5 to 364 days. For medical care, visitors can visit any doctor in the PPO network.
Visitors can choose from three plans: the Liaison Travel Plus Plan (Basic Plan), Liaison Travel Medical Plan (Medical Plan), and the Liaison Travel Plus Plan (Medical Plan). Liaison Travel medical plan is designed for short-term, worldwide travel. It includes coverage for illnesses and injuries that occur outside the United States. The coverage periods vary from 5 to 364 days, and it is available to travelers under the age of 74. The plan includes customizable emergency medical coverage as well as a deductible.
Atlas America
Atlas America's visitor insurance plan may be the best option for American travelers. This plan covers outpatient and hospitalization medical expenses. This plan has a downside: it may not cover 50% of the total costs of your medical care. It is possible to get this insurance online today and start receiving coverage.
This visitor plan provides health insurance and access to the United Healthcare PPO Network. Those providers within the network bill the insurance company directly, and charge network negotiated fees, which are usually lower than the regular rates. For a quote, you will only need to provide a credit score, date of your birth, name and passport number.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance covers foreign nationals visiting the USA for medical expenses. This plan covers medical expenses for visitors age 19 and up who need medical care in the U.S., including emergency services. It also covers temporary stays in the U.S. for eligible medical expenses. You can also get instant ID cards or proof of coverage with this plan.
This comprehensive insurance policy covers foreign travelers for medical emergencies, including pre-existing condition onset. The plan can be used for up to ninety-day stays and can be renewed for one additional year. The policy can be renewed up to two times, with a maximum amount of $50,000.
International Major Medical Plan
If you are visiting the United States on a short-term basis, you should consider purchasing an International Major Medical Plan insurance policy. This coverage provides up to $1 million for out-of–pocket medical expenses. You can also receive trip cancellation and evacuation benefits. Some plans also offer war and terrorism coverage. Some plans also offer coverage for recreational or non-professional sporting activities. International Major Medical Plan policies include coverage for heart and cancer care.
You can also purchase an Elite Plan to cover pre-existing medical conditions. This insurance includes doctor visits, blood testing, urgent care, specialty care, and more. This insurance also covers prescribed medications by doctors.