GEICO reviews of homeowners insurance are a key part of the decision making process. Understanding the types of coverage and discounts available is important. Also, knowing the cost of an insurance policy is important so that you may compare it to those offered by other companies.
The homeowner's policy covers both the building and its associated structures, as well as your personal property. This includes coverage for things like fire, theft and damage caused by water or other natural disasters.
The following coverages are standard in most policies, even though they may differ by insurer.
Mortgage protection: If you're unable to pay your mortgage due to damage to your home, this coverage may cover the balance of your loan or other related financial obligations. This coverage is not available from all home insurers, but it's worth checking out when you're shopping for a new policy.
This coverage helps protect your privacy and personal data by helping to prevent identity theft. It also restores stolen personal information. This coverage includes identity theft notifications and credit profile tracking. It also offers lost wallet assistance, online data protection software, and notification of identity theft.
Earthquake Insurance: If you reside in an earthquake-prone region, this coverage may help pay for the costs of rebuilding your home or repairing it. Geico provides this coverage as an add-on.
Guest medical: If a visitor to your home becomes injured on your property, this coverage can pay for the necessary hospital stays and other medical expenses. The policy does not cover illness or injury caused by a person who lives in your home, or is listed on the policy.
Condo insurance is a great way to protect your financial assets and give you peace of mind. It extends your condo association master policy's coverage.
It also offers flood insurance, which can be a useful addition to your home insurance plan.
Getting a home insurance quote is easy with Geico's online tools and customer service agents are on hand around the clock to assist you.
Geico's average home insurance cost is low. However, it will depend on your specific situation. Geico does not underwrite policies, but rather matches customers with 31 partner companies who write home insurance.
GEICO is a company that has a very good claims process. It will also honor all of your payments in a timely fashion. Professional agencies have given the company an A++ rating for its financial stability, and its customers are very satisfied with its claims service.
You can also bundle Geico home and car insurance to get a discount. This can often save you a substantial amount of money.