The current system that covers visitors insurance only covers certain services. It is also based on a narrow range of insurance providers. These plans are often more expensive than domestic insurance and are only available at certain times of the year. Visitors to the U.S. might be allowed to stay for extended periods of time and not just for short visits.
USA-HealthCare
The Visit USA HealthCare health plan provides coverage for Americans visiting the United States. These plans provide pre-defined healthcare benefits and emergency services for a maximum of 364 days. You can access treatment from any U.S. doctor or hospital during this period. USA HealthCare offers three levels, including individual and family plans.
Prices for individual insurance policies vary. Many policies are affordable depending on how much coverage they offer. Your pre-existing health conditions might need to be considered. You will need to choose insurance that is right for you and your budget.
Liaison Travel Choice
Visitors have Liaison Travel Choice insurance that covers a wide variety of medical needs. This plan is for individuals as well as families who travel outside their home country. The plan also covers unmarried dependent children. It also covers covered medical expenses upto $30,000 This insurance also includes emergency medical evacuation. Liaison Travel Choice offers coverage for trips lasting anywhere from 5 to 364 days. The PPO network allows visitors to visit any doctor for medical care.
Visitors can choose between the Liaison Travel Plus Plan and Basic Plan. Liaison Travel medical plan is designed for short-term, worldwide travel. It includes coverage for illnesses and injuries that occur outside the United States. You can get coverage for as little as 5 days to as long 364 days. It's also available to travelers under the age 74. The plan includes customizable emergency medical coverage as well as a deductible.
Atlas America
For travelers traveling to the United States, Atlas America's visitor insurance plan may be just what you're looking for. This plan covers medical expenses for both outpatient treatment and hospitalization. This plan has a downside: it may not cover 50% of the total costs of your medical care. You can easily get insurance online and begin coverage today.
This visitor health insurance plan is part United Healthcare PPO network. The network provides access and support to many medical professionals in the United States. These providers are responsible for billing the insurance company directly. However, network negotiated fees are typically lower than regular rates. For a quote, you will only need to provide a credit score, date of your birth, name and passport number.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance for visitors provides coverage for medical expenses for foreign nationals traveling to the USA. This plan covers medical costs for visitors up to the age of 19 who need medical attention in the U.S. It covers temporary stays for visitors to the U.S., and will cover 100% of eligible medical expenses. This plan also provides instant ID cards and proof of coverage.
This comprehensive insurance plan covers emergency medical expenses for foreign travelers, including acute onset of pre-existing conditions. The plan can be used for up to ninety-day stays and can be renewed for one additional year. The policy can be renewed every two years and the maximum policy amount cannot exceed $50,000.
International Major Medical Plan
An International Major Medical Plan policy is a good option if you're visiting the United States for a short time. This type of coverage can cover up to $1,000,000 for out-of-pocket medical expenses. It also offers evacuation, repatriation, trip cancellation and lost luggage benefits. Some plans provide coverage for terrorist and war crimes. Some plans offer coverage for both professional and recreational sports. International Major Medical Plan policies provide coverage for both cardiac and cancer care.
You can also purchase an Elite Plan to cover pre-existing medical conditions. This type of insurance covers doctor appointments, blood tests, urgent and specialty care. This type insurance also covers medications that are prescribed by doctors.