Rates for car insurance vary widely from company to company, and are often determined by factors such as age, driving records, and geographic location. It's important to compare rates and find the best coverage.
The right car insurance in Atlanta Ga can protect you and your vehicle from the cost of damages in an accident. You can also file a claim if your car is stolen or damaged.
It's not as hard to find cheap auto insurance in Atlanta as you may think, as long as you know where and how to look. Bankrate examined several popular auto insurers to find the lowest rates in Georgia.
Full coverage is more costly than minimum liability, but you can save money over the long term by being protected from most scenarios. These policies include liability for bodily injury, property damage and collision coverage.
Use-based policies are cheaper for low-mileage drivers. But they may not cover total losses, so you should consult with your insurance agent.
GEICO offers a number of discounts that can help you save money. Bundling can, for instance, reduce your premiums around 15%. A discount is also available to those who have not had an accident in five years.
Even though drivers with a bad driving history can pay twice as much in auto insurance, many companies offer policies that are affordable.
Check your driving history before buying a policy for car insurance in Georgia. The cost of your car insurance can be increased by traffic tickets, driving under the influence and at-fault accidents.
The best way to avoid these problems is to be a safe driver and keep your record clean. If you are involved in an accident, report it to police and try to work out a solution with your insurance provider.
Younger and older drivers
Your driving history and age play an important role when it comes time to purchase car insurance in Atlanta. Drivers under the age of 25 and over 60 are the two highest-rated groups.
Wedlock and Married Drivers
In most major cities, married people pay less on their auto insurance. In Atlanta, on average, a married motorist will pay 8% more than a driver who is single.
Senior citizens and Middle Aged Drivers
You can lower your rates based on your personal preferences by choosing a higher coverage limit or opting for a larger deductible. Insurance for multiple vehicles can also save you money.
You can use our search tool to compare car insurance rates in Georgia from more than 100 providers. You can read customer testimonials and also see the list of best-rated companies.
You should choose an insurance company that is known for its excellent claims management and customer service. Those ratings are important because they will affect your experience with the insurer. A low rating could lead to long waiting times for claimants, while a high score indicates that the insurer will be more likely to deal with claims quickly.