Your insurance may not cover a pet who has a serious condition. This can lead to high costs. Pets Best is here for you. Their coverage is 100 percent. Their deductibles are small and they don't discriminate on the basis of pre-existing conditions. They will pay your claim within two days and send you a paper check.
Spot covers 100% of the country.
Spot's Pet Insurance is designed keeping your pet’s behavior, age, breed, and size in mind. This insurance can help you save money on vet bills and prepare for unexpected situations. Spot has several plans available and offers a 10% discount on additional pets.
Spot's coverage includes routine preventive care and accident-related expenses, such as vaccinations, deworming, and flea and tick prevention. There are no deductibles or waiting periods for each covered benefit. There are annual limits for each benefit that the plan allows. SPOT will not pay for any excess amount.
Spot's minimum deductible is very low
Spot customers have the option of policies that range from $2,500 to $10,000 in deductible. They can also choose from a low or an unlimited annual deductible. They can make claims online, or via Spot’s mobile app. They will need the medical records of their pets to process a claim. After filing a claim, customers will receive a response via email. A personalized claims portal allows customers to view the status of their claim.
Spot pet insurance covers medical expenses, diagnostic tests and treatment for major and minor diseases. It also covers accidental injury, hospitalization, surgical, and medical supplies. Unlike some other insurance policies, Spot covers dental cleanings. Spot has a low deductible and reimburses 80% of all expenses.
Spots' prices are higher that the norm for young pets
Spot provides two types of pet insurance plans, Preventive Care or Accidents and Injuries. Both plans cover hospitalization, surgical procedures, and prescription drugs. Spot also reimburses vet exam fees associated with accidents and illnesses. The insurance company offers discounts for multiple pets.
Policies are priced between $2,500-$10,000. Depending on the plan you choose, you can select unlimited coverage or an annual deductible. Claims are submitted online or via Spot's app. Veterinary records must be submitted within 270 days.
Spot's coverage does not depend on pre-existing conditions
Unlike most pet insurance plans, Spot's coverage does not exclude pre-existing conditions. Some health conditions are not covered by the policy. For instance, dental disease, hip dysplasia, intervertebral disk disease, and other hereditary conditions aren't covered. Additional exclusions include orthodontic and dental procedures, as well as expenses for daycare and boarding. Insurance does not cover cosmetic treatments or bilateral conditions.
Spot's policy on pre-existing conditions does not cover arthritis treatment. The insurance company defines a "pre-existing" condition as any medical condition that existed before Spot's plan was issued. Unless the condition has been cured, insurance companies will not cover arthritis treatment. Although there is no age limit for this policy, customers must pay a deductible at least $2,500 to cover any vet expenses.