Pet insurance can help you save money when it comes to the medical care of your pet. It can save you thousands of dollars in vet bills during the lifetime of your pet. You can have peace of mind, knowing that your pet will receive the best veterinary care at affordable prices.
Best Pet Insurance Colorado
It's crucial to find the best policy for you and your pet, whether you're a new pet owner or looking to upgrade a current policy. To help you do this, we compared pet insurance providers in Colorado to see which ones offer the best options for your pet's unique situation.
Lemonade, our top pick for Colorado dog coverage, is the most affordable. Lemonade has a very simple claims process. You can customize the deductibles, payout rate and coverage limits. It's one of few companies to allow you the option of choosing per-condition coverage limitations rather than annual limits.
Customize your policy by adding optional add-ons, such as cancer treatment and emergency boarding. You can also include kennel fee coverage, among other things. Some plans include unlimited coverage to ensure that you won't be responsible for any vet expenses after the deductible.
A great way to lower your costs is to select an insurer with an annual deductible that reduces by $50 each year you go without a claim. You can then use this yearly deductible to offset all or part of your annual costs, helping you save a little extra each month on your premiums.
Accident-only plan: For a more basic insurance option, you can get an accident-only plan that covers everything from bite wounds and broken bones to hospitalization, surgery, and radiology services. This plan can be less expensive compared to an accident and sickness plan. It usually covers more things, including general health care, hereditary illnesses, cancer, etc.
Plan essential: If you are looking for the most comprehensive coverage, an essential plan may be the best option. It includes all the benefits that come with an accident-only policy, but also adds cancer treatment, congenital disorders, and hereditary diseases. A wellness add-on is available for items such as vaccines, prescription medications, and prescription food.
Healthy Paws offer a range plans, such as an accident only plan, essential, and the top tier. Its accident-only plan can cost as low as $10 a month and includes things like alternative therapies, bite wounds, broken bones, hospitalization, surgeries and radiology services.
Figo offers quick coverage. Figo pet insurance plans that cover only accidents and those with a 24-hour wait period are faster to start than others in the State. These plans also come with an Extra Care Pack, which covers end-of-life costs, vacation cancellation fees and liability for third-party damage.
In the Centennial State, pet insurance costs can vary significantly based on your dog's age, breed, and location. Insuring certain dogs and cats can be more expensive because they are more likely than others to require vet care. Some insurers have higher rates on older pets. Other companies have different prices for different breeds.