AIG Insurance Travel, formerly Travel Guard, are products of American International Group, Inc. It pays for travel medical expenses, COVID-19 included, in the event that there is an illness or injury. It also covers missed or late connections, baggage delays, and emergency escape. It is crucial to fully understand your policy's coverage to ensure that you are protected.
COVID-19-related illnesses covered
You may be eligible for medical coverage in the event of a COVID-19 pandemic if you have AIG insurance. AIG offers additional benefits such as trip cancellation and interruption coverage, emergency medical coverage, and trip cancellation and disruption coverage. These benefits can be used to help you in an emergency situation overseas and save you the hassle of trying to get a ticket home.
It doesn't matter whether your insurance policy covers COVID-19. You need to speak with your provider. They will provide you with all necessary information and documentation to assist you in getting the treatment you require. Make sure you review your policy to ensure you are fully covered.
Missed connection
Missed connections can occur for a variety of reasons, from mechanical issues to inclement weather. A missed connections policy can reimburse you for unused tickets and other travel expenses. You can get financial protection and help you find other transportation options in the event of mechanical problems on your plane.
While many insurers will cover missed connections you should make sure that your specific policy includes coverage for these situations. There can be a wide range of coverage levels between plans.
Baggage delay
Baggage delay coverage provides financial assistance in case of delayed luggage arrival. It covers the cost of personal items such as clothes, toiletries, and other necessities. The policy limits usually range from $500 to $1,000. For a claim to be filed, receipts must be provided for any purchases made while your luggage was being inspected. Your claim may also be subject to a deductible.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. Your baggage delay coverage will not cover delayed or lost bags that are returned after a 12-hour period. Before purchasing any item, it is a good idea to check your policy and make sure you have baggage delay benefits.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. The company offers additional services such as a Wedding or Pet Bundle and Incontinence Bundle, which cover closed attractions or the cost to rent a vehicle.
These plans cover air evacuation and medical transport. These plans are especially helpful when you travel to remote areas without medical care. Additional coverage options include repatriation for the family member of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans do not cover accidents involving aircraft, like a plane collision. Some plans also cover delayed or lost baggage