Healthy Paws Pet Insurance offers a simple plan that covers up to 90% for your pet's medical expenses. This plan has no lifetime, annual, or per-incident payout caps. There are however some limitations to the plan. These include the non-coverage for preexisting diseases. These are the main points to remember when selecting this pet insurance plan.
Exclusions
Healthy Paws pet insurance does not cover many common expenses for pets and cats. Certain medical conditions may not be covered, including elective procedures, boarding, behavioral modifications, therapy, and certain types of skin rashes. Pre-existing medical conditions are not covered by the policy. For complete details, consult your policy documents.
Healthy Paws insurance does not cover pre-existing conditions, anal gland expression, or elective procedures. It does, however, cover dental care and extractions as well as reconstructive surgery.
Limitations in coverage
While Healthy Paws offers a range of coverage for pet insurance, the policy also comes with limitations. For example, the insurer may not pay for a hip examination if your pet has a pre-existing condition. In such cases, you may be better off buying an additional wellness plan from another provider.
Healthy Paws does not cover routine veterinary care or preventative care. You'll need to pay out-of-pocket costs for routine veterinary care, such as annual checkups and spay/neuter procedures. There is a 12-month wait period before your insurer will pay benefits for hip dysplasia and other related issues.
Coverage cost
The cost of Healthy Paws pet coverage differs depending on the plan chosen. The company covers hip dysplasia, diabetes, and wellness. However, you should keep in mind that pre-existing conditions may not be covered under the plan. However, you can adjust your monthly premiums and the deductible.
Healthy Paws pet policy is more affordable than traditional cat insurance. For young cats, monthly coverage is as low as $15 per mois. Coverage for older cats can cost up to $90 per month. Although coverage is available for pets up to 14 years of age, the company's reimbursement percentage is very limited. Older pets may receive only 60% of the cost of the procedure.
Review of healthy paws pet coverage
If you choose a pet insurance plan, ensure it covers all medical costs, including any diagnostic tests. Healthy Paws is a highly-rated insurance provider that has a good reputation and provides excellent customer service. The Better Business Bureau has also awarded the company accreditation. Customers praised Healthy Paws' coverage, premiums and claims process in a recent review.
Healthy Paws has a fast and easy claims process. There are no waiting periods. Customers can get an online quote in minutes and select the deductible and reimbursement level they'd like. Customers can then purchase a policy online.