Healthy Paws Pet Insurance offers a simple plan that covers up to 90% for your pet's medical expenses. This plan has no per-incident, lifetime, or annual payout caps. But there are some limitations to the plan, including the lack of coverage for preexisting conditions. These are some things to keep in mind as you consider this plan for pet insurance.
Exclusions from coverage
Healthy Paws pet insurance coverage excludes many common medical expenses for dogs and cats. Some medical conditions may not qualify for coverage, such as behavioral modification, therapy, boarding and certain skin rashes. Pre-existing conditions are also excluded from the policy. For complete details, consult your policy documents.
Healthy Paws insurance does not cover pre-existing conditions, anal gland expression, or elective procedures. However, it covers dental care, extractions and reconstructive procedures.
Limitations in coverage
Healthy Paws is a policy that offers pet insurance with a range. The insurer may not pay for your pet's hip exam if they have a pre-existing condition. You may find it more beneficial to purchase an additional wellness plan from a different provider in such cases.
Healthy Paws is not able to pay routine vet care costs or preventative care. Therefore, you will be responsible for out-of pocket expenses for regular dental care, annual checkups, spay and neuter procedures, and other routine veterinary care costs. A 12-month waiting time is required before benefits are paid for hip dysplasia.
Cost of coverage
The price of Healthy Paws pet insurance depends on which plan you choose. The company offers coverage for hip dysplasia, dental disease, and wellness care. Pre-existing conditions might not be covered by the plan. You can adjust the monthly premiums or your deductible.
Healthy Paws pet insurance for cats is cheaper than traditional cat insurance. Young cats can get monthly coverage starting at $15 per mo. Insurance for older cats can be as high as $90 per calendar month. While coverage is allowed for animals up to 14-years old, the reimbursement percentage can be limited. The cost of the procedure may not be covered for older pets.
Review of healthy paws insurance for pets
When choosing a pet insurance plan, you'll want to make sure that it covers all of the costs of your pet's health care, including exams and diagnostic tests. Healthy Paws is a highly-rated insurance provider that has a good reputation and provides excellent customer service. The Better Business Bureau has also awarded the company accreditation. Customers were very pleased with Healthy Paws's coverage, policies, and claims process.
Healthy Paws' claims process is quick and easy, with no waiting periods. Customers can get an online quote in minutes and select the deductible and reimbursement level they'd like. You can then buy a policy directly from the website.